I have your skin type too. For me, it depends on what the weather is like for the time of the year. Now that its freezing cold in my area, my skin is as dry as it will get and I don't have to worry about anything making me too oily. Currently, I am using Eucerin Co-Q10 Sensitive Skin Anti-wrinkle lotion with SPF 15. I really like this one, no irritation, enough moisture without greasiness and my fine lines seem to be less noticeable. In the past, I've used Aveeno's UltraCalming with SPF 15. It was okay, but didn't seem to do anything for anti-aging. I haven't used anythinig from a dept store in quite a few years that did what I wanted and was worth its price so I have no high end recommendations for you.

Thanks, ShellyDee!

I am using CeraVe am facial moisturizing lotion. It has SPF 30 and has ceramides, and hyaluronic acid so I like that for my aging skin (39). It works well for me.

I am looking for one with SPF and mosquito repellent. I know Avon makes a moisturizer that also repells bugs, but I'd totally love to find one that has different SPF ratings as well.

Well, I have come across the reviews about Dermaxsol which is hydrating cream with SPF-30 and it works on all skin types. It acts as the excellent makeup base and helps you from photo-aging and harmful rays.

Clarins has an amazing one! It is their Multi-Active Jour, with SPF 20. My skin likes to get really dry mid-day, and with this, I only have to put it on in the morning and I am good for the day. Compared to their Multi-Active Jour without SPF, it does have a scent to it.. I want to say it is almost a powder scent, but it almost disappear when it goes on.